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标题: Student Loan repayment - help [打印本页]

作者: ysun062 时间: 2010-2-24 12:54:24 标题: Student Loan repayment - help

Currently I am paying about $440 of student loan repayment easy month.
Is there a way to reduce this amount ? do we have any control over how much we want to pay (I am talking about the minimum payment) ? anyone have similar experience ?

作者: pAtrick 时间: 2010-2-24 12:57:31

no. it is a fixed amount based on your salary.

作者: love_3_month 时间: 2010-2-24 13:16:16

if you earn X dollars a year, then you have to pay minimum (x-y)*10% every year.

Y (threshold) is around 18K i think? you need to check ird/ study link website.

if you pay 440 a month, means over 5000 a year, then your salary is over 68K...........

作者: GraphicDesign 时间: 2010-2-24 13:46:46

$440 a month{:7_339:}有錢淫。

作者: ysun062 时间: 2010-2-24 13:52:20

ok, thanks guy for the info, if thats the case, there is nothing i could do.....
let it pay,, let it pay, still a long way from paying it off... another 8 years perhaps...

now to think about it, i shouldnt really be taking this much of loan in the first place, should have done more cash making work during uni to pay my fees and living expenses,, oh well,, its history now, have to pay what i've spent....

作者: love_3_month 时间: 2010-2-24 14:08:53

but it is interest free so do not worry too much.

作者: 大白猪的宝宝 时间: 2010-2-24 14:47:51

you can pay by cheque directly to them or ask a weekly or monthly autopayment form from studylink instead of deducting from your salary

作者: 腿毛菲菲 时间: 2010-2-24 14:57:08

if you earn X dollars a year, then you have to pay minimum (x-y)*10% every year.

Y (threshold) is around 18K i think? you need to check ird/ study link website.

if you pay 440 a month, means o ...
love_3_month 发表于 2010-2-24 13:16

嗯，７２ｋ

作者: M悠悠M 时间: 2010-2-25 23:30:41

有钱人~
帮顶了~

作者: RainbowCovenant 时间: 2010-2-26 00:11:15

正如楼上说的，反正不算利息，长命债长命还呗。

作者: 花天堂 时间: 2010-2-26 00:21:21

just pay the freaking thing in full and you never have to worry about it bro.

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