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标题: 问个ASB信用卡问题 [打印本页]

作者: John.G 时间: 2010-7-19 17:33:56 标题: 问个ASB信用卡问题

如果在Due Day前还清当月的Closing Balance 然后马上或者隔日消费掉还的数还算是在Due Day钱还清了当月的Closing Balance嘛？如果算的话就是立即消费的就有55天免息？

作者: 迷倒众生 时间: 2010-7-19 17:37:11

在closing balance 后，due day 前，还掉都算还清。closing balance 之后的消费都算下次。

作者: 柯南家的南柯 时间: 2010-7-19 18:01:50

Due day & Closing balance are correct. 55 Days interest free is not.

e.g. your statement runs from 01/01/10 to 31/01/10, your due day is approx. 25/02/10. So everything you owe in January is due on 25/02, which is your 55 days Interest Free.

If you pay off the Jan spendings, and spend $1K on 26/02/10, this $1K will due around 26/03/2010. So you will only have 30 days interest free. In fact everything spent between 01/02/10 to 28/02/10 (or even beginning of March) will due on 26/03.

作者: 迷倒众生 时间: 2010-7-19 18:10:17

其实楼上例子里面第一个statement 在31/1/10 那天的消费早就不是55days interest free了

作者: 光芒 时间: 2010-7-19 21:00:13

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