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标题: 投资房与Look through company（LTC） [打印本页]

作者: walker96 时间: 2013-6-3 11:30:09 标题: 投资房与Look through company（LTC）

请问各位如何注册一个look through company（LTC）？是不是买投资房用LTC是最佳或必须？如果论坛已有同样的主题，麻烦给个链接。谢谢！

作者: AcuraR 时间: 2013-6-3 12:42:24

不是必须比较适合大额度贷款或全贷然后做breakeven或loss position

作者: Eva2011 时间: 2013-6-3 13:00:49

请能否讲解的详细一点。我是新手。谢谢。

作者: not419 时间: 2013-6-3 13:30:08

实际上，成立公司是为了避税，就是说房子owner是你和你老公（老婆）共同，不是公司你们的比例是固定的，退税（缴税）也是按此比例。若成立公司，二人的股份是可以改变的，退（缴）税比例可以“随心所欲”，收入高的（纳税比例高的）争取多退税，反之亦然。

作者: walker96 时间: 2013-6-3 13:44:56

谢谢各位！在政府网上注册公司时，是一个普通的有限公司，如何把它改成LTC? 谢谢！

作者: myself2662 时间: 2013-6-3 14:00:30

not419 发表于 2013-6-3 12:30
实际上，成立公司是为了避税，就是说房子owner是你和你老公（老婆）共同，不是公司你们的比例是固定的，退税 ...

你说的LAQC已经不存在了，现在的LTC如果是夫妻拥有的在loss上只能算成一个人的，不能再按比例分配了。

作者: not419 时间: 2013-6-3 14:02:39

myself2662 发表于 2013-6-3 13:00
你说的LAQC已经不存在了，现在的LTC如果是夫妻拥有的在loss上只能算成一个人的，不能再按比例分配了。

是吗？那在盈利上呢？

作者: Lease 时间: 2013-6-3 16:26:22

奉劝LZ在这种专业问题上还是请教专业人士为好。在这里你非但得不到正确答案，还有可能被严重误导。

作者: walker96 时间: 2013-6-4 12:29:33

感觉LTC与普通公司没有太多差别，不知是否如此？

作者: winny 时间: 2013-6-4 22:59:22

坐等专家

作者: Myminimuffin 时间: 2013-6-5 09:45:13

Talk to your accountant! They will apply for a LTC for you at the cost of $300. You will also need to work with your mortgage broker or bank about your intention of setting up a LTC as it will affect your loan. Hope this helps.

作者: Lease 时间: 2013-6-5 10:28:38

Myminimuffin 发表于 2013-6-5 08:45
Talk to your accountant! They will apply for a LTC for you at the cost of $300. You will also need t ...

$300? It just needs to fill in a form.

作者: Myminimuffin 时间: 2013-6-5 10:36:54

You could do it yourself if you wanted to, but trust me, if you need to transfer your equity over to LTC, it's not as simple as a form. $300 is nothing compared to what you could have saved or gained by doing things right. Well it's just my own experience.

作者: Lease 时间: 2013-6-5 11:15:47

Myminimuffin 发表于 2013-6-5 09:36
You could do it yourself if you wanted to, but trust me, if you need to transfer your equity over to ...

Oh, I see. I think you are talking about different things. For your case, it might be your old family home to be a rental property. If so, then yes, it involves equity transfer which is more complicated.

But for LZ, as per his(her) description, it looks like LZ wants to use a company to purchase a rental property.

作者: Myminimuffin 时间: 2013-6-5 11:40:03

Oh, I see. I think you are talking about different things. For your case, it might be your old family home to be a rental property. If so, then yes, it involves equity transfer which is more complicated.

But for LZ, as per his(her) description, it looks like LZ wants to use a company to purchase a rental property.

Ah.....now it makes sense. In that case it should be more straight forward. All the best to LZ.

作者: walker96 时间: 2013-6-5 12:48:43

But for LZ, as per his(her) description, it looks like LZ wants to use a company to purchase a rental property.

Yes, 那么自己如何做呢？公司已经注册了普通有限公司，现在自己如何改？还是一定要通过会计师？谢谢!

作者: Lease 时间: 2013-6-5 13:01:19

walker96 发表于 2013-6-5 11:48
Yes, 那么自己如何做呢？公司已经注册了普通有限公司，现在自己如何改？还是一定要通过会计师？谢谢!

自己填一张 IR862 就行了.

作者: walker96 时间: 2013-6-6 11:34:39

多谢各位！

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