BayCorp 的不良信用记录保留多久

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前几年报了梅西一个课程, 然后有事读不了就让梅西取消掉, 可是梅西说我取消晚了, 读不读都要收学费 ($2000 something).  我当然不交了, 谁知他们把帐给 BayCorp 了.   不久前跟银行贷款, 银行查我信用记录上有 BayCorp 的帐, 要我解释好一番, 还要提交半年的收入记录.

大家知道 BayCorp 的记录保留多久吗?  新西兰法律规定不良信用记录有保留期限吗?  我知道法律规定轻微犯罪记录保留在案7年, 7年后可以隐藏掉, 你不用告诉别人, 别人也查不到.  不良信用记录也应该会有类似相关规定吧?

marilyn_monroe

5 years, from memory,
if it's small amount.

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Thanks LSD.  
small amount means a few hundreds or a few thousands?

Motif

from the date debt cleared, 5 years

marilyn_monroe

Don't know the details,
check Baycorp's website, or give them a call.

Thanks LSD.  
small amount means a few hundreds or a few thousands?
(-)(-) 发表于 2009-11-22 13:59

fanhua

if u don't pay , it will always be on their records. it's won't disappear ... not even after 100 yrs , if u don't pay :)

(-)(-)

if u don't pay , it will always be on their records. it's won't disappear ... not even after 100 yrs , if u don't pay :)
fanhua 发表于 2009-11-22 20:57

Is this what the NZ law says?   or it's just your assumption?

BeeFinance

LSD正解

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名字会待5年。5年后就清了。

你可以去法院告他们，一般公司都不会出席，也就会把你的帐清楚，然后baycorp就会以人为错误为理由，把你的名字删除。
当然如果他们出席，就跟他们据理力争。哪怕能够减少一分钱，你都 ...
2001rao 发表于 2009-11-23 12:20

Many thanks for your suggestion !

sammy1112

5年后楼主就可以又是一条好汉了！

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LSD 真会鼓励人.  真是要做条好汉才能对得起你.

lliiyyuuzzhhee

顶。。。。。。。。。。。。。。。。