HSBC's 4.99% fixed for 3 yrs?

bungyjumping999

Is there any catch? anyone tried it before?                      http://www.hsbc.co.nz/1/2/personal/home-loans

Kiwibank same interest (4.99%) fixed for 1 yrs.

I would prefer to fix for 3 yrs, wondering if anyone tried hsbc before?

smartchina

settlement day需要在5月中旬左右，hsbc现在只有premier account，需要10w nzd

bungyjumping999

smartchina 发表于 2013-4-10 16:39
settlement day需要在5月中旬左右，hsbc现在只有premier account，需要10w nzd

ic.  

You meant needs deposit 100k ?  only then can borrow?

smartchina

应该是卡里需要有10w，cash、term deposit之类的，不知道光贷款行不行，可以问问branch

smartchina

不够10w的话需要交年费，好像每年还挺高的

bungyjumping999

smartchina 发表于 2013-4-10 16:43
应该是卡里需要有10w，cash、term deposit之类的，不知道光贷款行不行，可以问问branch

Thanks.

I read premier account requirements : it says 100k with the bank or minimum 500k loan with the bank.

Will check with the bank.

erinpoh

Hi, i just took 2 loans from them, their service is quite good.

bungyjumping999

erinpoh 发表于 2013-4-11 11:24
Hi, i just took 2 loans from them, their service is quite good.

ok, thanks.

bungyjumping999

erinpoh 发表于 2013-4-11 11:24
Hi, i just took 2 loans from them, their service is quite good.

ok, thanks.

Lease

The deal sounds quite attractive.

A few days ago I got 5.74% for 5 years at Westpac. Now it looks HSBC has better deal for borrowers.

bungyjumping999

Lease 发表于 2013-4-11 11:49
The deal sounds quite attractive.

A few days ago I got 5.74% for 5 years at Westpac. Now it looks ...

yes, it looks attractive. Will talk to them.

winny

请问下文？可以分享吗？

bungyjumping999

winny 发表于 2013-4-13 15:53
请问下文？可以分享吗？

Westpac can give 4.9% fixed for 2 yrs. Better deal there.

winny

thanks!!!!