投资房与Look through company（LTC）

walker96

请问各位如何注册一个look through company（LTC）？是不是买投资房用LTC是最佳或必须？如果论坛已有同样的主题，麻烦给个链接。谢谢！

AcuraR

不是必须 比较适合大额度贷款或全贷 然后做breakeven或loss position

Eva2011

请能否讲解的详细一点。我是新手。谢谢。

not419

实际上，成立公司是为了避税，就是说房子owner是你和你老公（老婆）共同，不是公司你们的比例是固定的，退税（缴税）也是按此比例。若成立公司，二人的股份是可以改变的，退（缴）税比例可以“随心所欲”，收入高的（纳税比例高的）争取多退税，反之亦然。

walker96

谢谢各位！在政府网上注册公司时，是一个普通的有限公司，如何把它改成LTC? 谢谢！

myself2662

not419 发表于 2013-6-3 12:30
实际上，成立公司是为了避税，就是说房子owner是你和你老公（老婆）共同，不是公司你们的比例是固定的，退税 ...

你说的LAQC已经不存在了，现在的LTC如果是夫妻拥有的在loss上只能算成一个人的，不能再按比例分配了。

not419

myself2662 发表于 2013-6-3 13:00
你说的LAQC已经不存在了，现在的LTC如果是夫妻拥有的在loss上只能算成一个人的，不能再按比例分配了。

是吗？那在盈利上呢？

Lease

奉劝LZ在这种专业问题上还是请教专业人士为好。 在这里你非但得不到正确答案，还有可能被严重误导。

walker96

感觉LTC与普通公司没有太多差别，不知是否如此？

winny

坐等专家  

Myminimuffin

Talk to your accountant! They will apply for a LTC for you at the cost of $300. You will also need to work with your mortgage broker or bank about your intention of setting up a LTC as it will affect your loan. Hope this helps.

Lease

Myminimuffin 发表于 2013-6-5 08:45
Talk to your accountant! They will apply for a LTC for you at the cost of $300. You will also need t ...

$300? It just needs to fill in a form.

Myminimuffin

You could do it yourself if you wanted to, but trust me, if you need to transfer your equity over to LTC, it's not as simple as a form. $300 is nothing compared to what you could have saved or gained by doing things right. Well it's just my own experience.

Lease

Myminimuffin 发表于 2013-6-5 09:36
You could do it yourself if you wanted to, but trust me, if you need to transfer your equity over to ...

Oh, I see. I think you are talking about different things. For your case, it might be your old family home to be a rental property. If so, then yes, it involves equity transfer which is more complicated.

But for LZ, as per his(her) description, it looks like LZ wants to use a company to purchase a rental property.

Myminimuffin

Oh, I see. I think you are talking about different things. For your case, it might be your old family home to be a rental property. If so, then yes, it involves equity transfer which is more complicated.

But for LZ, as per his(her) description, it looks like LZ wants to use a company to purchase a rental property.

Ah.....now it makes sense. In that case it should be more straight forward. All the best to LZ.

walker96

But for LZ, as per his(her) description, it looks like LZ wants to use a company to purchase a rental property.

Yes, 那么自己如何做呢？公司已经注册了普通有限公司，现在自己如何改？还是一定要通过会计师？谢谢!

Lease

walker96 发表于 2013-6-5 11:48
Yes, 那么自己如何做呢？公司已经注册了普通有限公司，现在自己如何改？还是一定要通过会计师？谢谢!

自己填一张 IR862 就行了.

walker96

多谢各位！