问个ASB信用卡问题

John.G

如果在Due Day前还清当月的Closing Balance 然后马上或者隔日消费掉还的数还算是在Due Day钱还清了当月的Closing Balance嘛？如果算的话就是立即消费的就有55天免息？

迷倒众生

在closing balance 后，due day 前，还掉都算还清。closing balance 之后的消费都算下次。

柯南家的南柯

Due day & Closing balance are correct. 55 Days interest free is not.

e.g. your statement runs from 01/01/10 to 31/01/10, your due day is approx. 25/02/10. So everything you owe in January is due on 25/02, which is your 55 days Interest Free.

If you pay off the Jan spendings, and spend $1K on 26/02/10, this $1K will due around 26/03/2010. So you will only have 30 days interest free. In fact everything spent between 01/02/10 to 28/02/10 (or even beginning of March) will due on 26/03.

迷倒众生

其实楼上例子里面第一个statement 在31/1/10 那天的消费早就不是55days interest free了

光芒

我华丽的飘过········