请假上班族们一个关于Leasehold的问题

小小猪的妈妈

最近看到一个房子，什么都挺满意的，就是它是leasehold，大家觉得应该买吗？

25hours

请问leasehold是不是不用交地税, 但是要给租金, 租金是如何算呢? 一个个月算? 就像租房一样吗?

买房不用买地..那么会便宜一些吗? 便宜多少呢???

z-score

原帖由 小小猪的妈妈 于 2009-8-16 18:34 发表
最近看到一个房子，什么都挺满意的，就是它是leasehold，大家觉得应该买吗？

Personally I will never buy leasehold properties, but if the price is cheap, can consider for a medium term investment.

talkaboutvision

楼上是专业人士。。。

总之还是那句话，你觉得这房子外面没有任何需要动的地方就无所谓了（修缮不算），专指什么加个deck啦，加盖屋子啦，装个大锅什么的（sky不算）

陌生的香港人

Basically, what the people above said re written approval from your neighbours for any external additions are correct as normally there is an agreement binding what both parties can and can't do on a cross leased property. However, please note that this is only a CIVIL MATTER and Council will NOT be involved if one of the parties build anything without consent from another. Any breach of agreement can only be resolved in Court.

Having said that, if you want to build a deck or make your house larger, when calculating the development controls for any new development (max building coverage, minimum permeable/grass surface, etc), Council will look at the WHOLE site (including your and their house, not just your house) to determine whether your new addition will still comply. For example, normally the "max building coverage" of a property is 35% of the site area, so if you want to build something that makes the TOTAL (2 houses) building coverage more than 35%, you will need to get a resource consent.

However, for the Height in Relation to Boundary Control (another development control that governing the height of building/structure near boundary), it does not apply to the internal boundary between you and your cross lease neighbours.....

So, LZ may see how weird a cross lease property is.

I cant type Chinese now becos I m at work, but I m happy to elaborate a bit further in Chinese later if I need to....

[ 本帖最后由 陌生的香港人 于 2009-8-20 13:16 编辑 ]

variable

What is the difference between Cross Lease and Fee Simple?

The formal name for a cross lease is a Composite Leasehold and Share Title. In a common example, two flats on one section, each Title comprises a leasehold of one flat and an undivided share of the freehold section that both flats occupy. A consequence of this, is a requirement to obtain your neighbours consent if you wish to alter or extend your flat, as you will be doing so on land that your neighbours own a half share in. With a fee simple or freehold property, you own all the land and buildings erected on it.

我的首选是freehold, 之后是crosslease, 绝对不碰leasehold.
还有看房子没有tick all the boxes，大概满足就好了，我有个朋友就是太挑剔，错过了买房的最好时机，现在房价都回升了。

talkaboutvision

原帖由 xiaolu 于 2009-8-18 10:50 发表
999年的 Crosslease还好吧，一般人住房子也不会这改那建的。不过要考虑到如果要卖的时候，能不能买上好价钱……

买的还便宜呢

xiaolu

999年的 Crosslease还好吧，一般人住房子也不会这改那建的。不过要考虑到如果要卖的时候，能不能买上好价钱……

talkaboutvision

看看房子外面有没有什么需要改建的，或者将来可能会添加/改建的，内部的不算。

如果觉得什么都不太可能改就无所谓了。

hungugu

crosslease没问题
leasehold真的别碰

小小猪的妈妈

是999年的，那意思就是和freehold的差不多的咯，我现在真的很搞。。。

Buffon

主要是看 cross lease 多少年哇...
要是 99年, OR, EVEN, 999 年的, 你不用担心...等你死了房子还属于你的.. 哦也..

小小猪的妈妈

这种房子会有什么后患吗？

prayer914

原帖由 小小猪的妈妈 于 2009-8-17 22:35 发表
今天知道title了，是cross leased in freehold，那算什么啦，我又搞不懂了，只听说过leasehold, freehold，怎么还有这种的啦，请达人分析下，好吗？感激不尽

那是CROSSLEASE， 就是你跟其他人家互相借地。不用给年费。只要邻居好，没大问题。邻居不好， 你不改建什么的， 也没大问题。

小小猪的妈妈

今天知道title了，是cross leased in freehold，那算什么啦，我又搞不懂了，只听说过leasehold, freehold，怎么还有这种的啦，请达人分析下，好吗？感激不尽

~多多~

leasehold要看每年多少lease阿。。。。

小小猪的妈妈

谢谢所有的朋友，我知道了，还是不要去碰，放弃了，哈哈，免得以后更麻烦，现在买个称心的房子真难，哎

sushuo

cross lease还可以考虑一下。最好是freehold，没麻烦。建议跟中介问清楚一点，或者咨询一下你律师，反正买房子之前都要做legal title search的。

missmia

不建议买。。。。。。

无过

leasehold的房子我是坚决不碰的，谁知道什么时候蹦出点麻烦

huang311

最近一树山公园TRUST在出租一大批CAMPELL RD的房产.就属于那种,好景啊!但是LEASE HOLD

talkaboutvision

原帖由 ^Zero^ 于 2009-8-16 20:22 发表
是leasehold 还是cross lease啊?有很大区别的

lz先把这个搞清楚，每年有没有地租？

SOHO公主

O  .原来是这样啊，，，刚知道

variable

除非地是你父母lease给你，否则千万不要买leasehold,

prayer914

问AGENT要TITLE看啊。。。。LEASEHOLD跟CROSSLEASE差很多。。。

小小猪的妈妈

我看estate写的是freehold,怎么后面还多个leasehold啦，我真的很搞啊，都搞不明白了。。

吃菜的小猪

我记得好像leasehold很麻烦的，因为地不是你的，如果地的主人要收回地的话你基本上就一无所有了（虽然这种可能性不是很大，但是如果是毛利人的地的话你就会更麻烦）

^Zero^

是leasehold 还是cross lease啊?有很大区别的