hi Liuya, I'm also with Westpac and I also received a letter from the bank and our rate was increased by 15% from Oct 20 too. My rate is higher than yours. Did you get the rate from the bank directly or from a broker? Our account with Westpac is called Choice of Everyday. Is your account called the same? Also, do you need to pay a monthly account fee ($9.95) for your account at Westpac? Thanks in advance for exchanging information. Hope we both can get the very best rate!
--Tara Liu:)