CP/0023/A323076
35
Schedule 1
Maximum Reporting Periods
(Rules 9(2) and 11(2A))
Types of Credit Information Maximum Reporting Period
Lost, stolen or compromised identification documents information
5 years from date of report
Credit application information
5 years from date of application
Credit account information (other than repayment history information)
2 years from date credit account closed
[Repayment history information
2 years from month following due date of periodic payment]
[Credit default information relating to debtor credit default
5 years from date of default]
[Credit default information relating to guarantor credit default
5 years from date of notification of debtor’s default to guarantor]
[Serious credit infringement information
5 years from date of action]
[Credit non-compliance action information
6 months from date of action]
[Confirmed credit non-compliance action information
5 years from date of action]
Judgments
5 years from date of judgment
Single bankruptcy
4 years from date of discharge from bankruptcy
Single entry to no asset procedure
4 years from date of discharge from the no asset procedure
Multiple insolvency events (as provided in Insolvency Act 2006, section 449A)
Indefinite
Summary instalment orders
5 years from date of order
Previous enquiry record
5 years from date of enquiry
Credit score
2 working days from date of creation作者: 恨死河南人 时间: 2013-9-3 03:27:04