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标题: 关于汽车贷款问题 [打印本页]

作者: 大义灭猪 时间: 2014-10-28 15:04:18 标题: 关于汽车贷款问题

请问高人，假如贷了汽车贷款，如果想提前还完的话，会charge一样多利息？跟房贷一样罚钱？

谢谢

作者: CWF895 时间: 2014-10-28 15:10:51

不知道行不行啊。。。。

作者: CWF895 时间: 2014-10-28 15:13:14

Can I Payout My Loan Early?
Can I Payout My Loan Early?
Whether you can pay your car loan out early is often an afterthought with many applicants.
This should be a question that is always asked, as you never know if your circumstances will change over your car loan term and a lot can change over that time.
Most car loan providers will allow you to payout your car loan early and each financier may have varying penalties and clauses in regards to any repercussions if you did so.

What Are The Common Early Payout Conditions On Car Loans?
The most common early payout condition would be that the motor financier may charge some kind of early settlement, or discharge fee and depending on the contract, there could be additional break costs based on any economic loss to the lender.

Will I Pay Less Over The Loan Term By Paying My Car Loan Out Early?
If you did decide to payout your car loan early you should save on interest, as the car loan is not active for the full loan term, but you just need to be aware of the costs to do so, and this should also be a question that is asked prior to agreeing to any car loan contract and signing on the dotted line.
Some automotive financial institutions will have better terms and conditions in regards to paying out your car loan early, so this a very important consideration when selecting the best car loan for your next purchase.

How Do I Know Which Financier Has The Best Early Payout Conditions?
By using a professional car finance broker, they can sift through all the terms and conditions from their lending panel, and if an early payout is one of the important factors surrounding your decision on a car loan, they can select a car loan product that has more favourable terms and suitable to your needs and objectives.
As many people focus only on the car loan interest rate, important costs and features such as paying out your car loan early are often only realised when it is too late.
With your next car purchase using finance, make this one of your questions, along with your questions in regards to interest rates and other fees and charges, this can help you get the best deal for your personal circumstances.

谷歌咕咕歌~~

作者: 大义灭猪 时间: 2014-10-28 15:13:36

CWF895 发表于 2014-10-28 15:10
不知道行不行啊。。。。

你贷款不？我孩子长大以后一定还你

作者: CWF895 时间: 2014-10-28 15:14:40

大义灭猪发表于 2014-10-28 15:13
你贷款不？我孩子长大以后一定还你

儿子不行，女儿要漂亮的。。

作者: 1231nz 时间: 2014-10-28 21:53:48

要付比正常还贷情况下更多的钱，比较操蛋的规定。

作者: stevenqiao512 时间: 2014-11-19 14:24:11

可以pm一下在哪贷到的吗？我也打算办

作者: 大义灭猪 时间: 2014-11-19 14:24:53

本帖最后由大义灭猪于 2014-11-19 14:26 编辑

stevenqiao512 发表于 2014-11-19 14:24
可以pm一下在哪贷到的吗？我也打算办

Kiwi Car Loan, Penrose
直接电话，在电话上就能告诉你能不能批

作者: stevenqiao512 时间: 2014-11-19 14:32:25

大义灭猪发表于 2014-11-19 14:24
Kiwi Car Loan, Penrose
直接电话，在电话上就能告诉你能不能批

你拿到多少的利息啊？

作者: 大义灭猪 时间: 2014-11-19 14:40:51

stevenqiao512 发表于 2014-11-19 14:32
你拿到多少的利息啊？

13.9.........................

作者: NewLynnHse 时间: 2014-11-19 14:44:36

啊。。。原来真的有人贷款买车的

作者: stevenqiao512 时间: 2014-11-19 14:44:51

大义灭猪发表于 2014-11-19 14:40
13.9.........................

首付你给了多少，我看到最便宜的也就是12.5了。。。还以为能找到更便宜的

作者: PCCare 时间: 2014-11-19 18:41:40

应该不用，你可以打电话问问你的贷款公司

作者: John.G 时间: 2014-11-19 19:58:29

还不如放房贷里呢。不过车是贬值的东东一年至少贬值一两千

作者: 会员 时间: 2014-11-21 06:35:09

贷款买车如果利率是12点多，或是13点多的，建议不是万不得已，就别考虑。真心不值得。
现在很多原厂都有促销，有些是贷款零利率，有些利率也是特别低。

作者: 游客 时间: 2014-11-21 09:47:34

NewLynnHse 发表于 2014-11-19 14:44
啊。。。原来真的有人贷款买车的

哈哈,跟我想的一样.

作者: NewLynnHse 时间: 2014-11-21 10:09:51

John.G 发表于 2014-11-19 20:58
还不如放房贷里呢。不过车是贬值的东东一年至少贬值一两千

估计是买不起房子的

作者: ilmaro 时间: 2014-11-21 10:36:40

贷款买车，除非只是手头紧，缺一小部分钱…………要不然，真心不值得…………当然，要是买全新车，很低利率的，还是可以考虑的。

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