原因是在网上有一则这样的案件:In a recent Court of Appeal judgment (Holler v Osaki [2016] NZCA 130) the Court held that the insurer (AMI) could not recover $216,000 worth of damage from the tenant of a residential property (Mr Osaki) caused by a fire from a pot of oil which had been left on a stove unattended. AMI had paid out the Landlord (Mr Holler) and then sought to recover the $216,000 from the tenant. In coming to this decision the task before the Court of Appeal was not an easy one - to interpret and reconcile the various statutory provisions in the Residential Tenancies Act 1986 and the Property Law Act 2007.然后他说根据这个网站(www.nwm.co.nz/damage-to-rental-property-who-is-liable)是写If the damage is caused by the carelessness of the tenant (or someone at the property with the tenant’s permission), then tenant will not be liable to the extent the landlord is insured for the loss所以他不用负责,如果我要把门弄好我就得找我的保险公司弄好,还得我自己出钱.