请教个车险问题

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  去年12月给车在asb买了1年全险，2月车因不小心驾驶由保险公司报废。请问剩下时间的保费和我原车还带的10个月路税能退回来吗？谢谢。

鬼武魂

保费会退给你的，至于路税我想应该不可能

ybzhu9988

鬼武魂 发表于 2013-3-21 12:48
保费会退给你的，至于路税我想应该不可能

asb说保费和路税都没的退！这是保险业的惯例？

P8

鬼武魂 发表于 2013-3-21 12:48
保费会退给你的，至于路税我想应该不可能

哥们，你貌似说反了，去AA 去报废拍照，可以把多交的路税给退回来的，但保费保险公司不会退的，你可以看INSURANCE POLICY

鬼武魂

P8 发表于 2013-3-21 11:56
哥们，你貌似说反了，去AA 去报废拍照，可以把多交的路税给退回来的，但保费保险公司不会退的，你可以看I ...

路税我不知道，保险应该是退的，ASB都给我退过

李大虾

路税是肯定可以退的

P8

鬼武魂 发表于 2013-3-21 12:57
路税我不知道，保险应该是退的，ASB都给我退过

一般情况下报废的车是不太会退剩下的保费的，ASB能退你，那他们的POLICY是挺不错的。

Generally when your vehicle is written off by your insurer, and the value of the vehicle is paid to you, your policy has effectively done its job in protecting you financially. The policy then expires, as there is no longer a vehicle to insure. Normally pro rata premium refunds are not given for the period of the policy that hasn't expired as the policy is responding to a total loss situation. If you paid monthly, then your Insurer may adjust your claims payout for any instalment premiums that would be outstanding to the natural expiry of the policy.

It is important to note that insurance practices do vary when it comes to instalment premiums following written off vehicles. The Insurance Council recommends that consumers read their policies.

ybzhu9988

问题是车由保险公司去报废。它们说不能退路税，因为它们要报废车连牌照一起拍卖！我觉得路税不退是无理的！

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