本帖最后由 阿海 于 2014-5-15 11:12 编辑
转自同学Joshua Fang在Ronovationz学生讨论里总结和分享。(中文由我所提供)
加入了APIA的估计很快就能在APIA TV看视频了。
Auckland Property Investors Association/APIA 13 May Keynote Summary: 奥克兰房地产投资协会5月13号讲座总结 By Andrew King (President of NZPIF 新西兰房地产投资协会主席) - mp3 link here -http://goo.gl/hOq9np
Key points总结:
1) Tenancy Tribunal is terribly backlogged & inefficient. NZPIF pushing for easier access to tribunal & online tribunals (web conferencing) if local tribunal not available. 租庭现在效率非常低,有些地方8-10周才能上庭。NZPIF会尽力跟政府沟通试图改善和加快上庭程序。
2) Labour Policies: Rental property WOF - only looks at insulation & whether properties have a working toilet, shower, kitchen etc. NZPIF is against this, proposes power vouchers to encourage heating + others options as alternative. 工党想要所有投资房都过wof,NZPIF是反对的。 目前不少地方政府包括奥克兰市政府和Housing New Zealand都在测试不同的wof规范。将来如果真的实施了,最终倒霉的是租客。
3) Labour Policies: CGT at 15% not only sale of rentals, but businesses, finance company gains e.g. shares, currently excl sale of family home
工党如果上台,很可能会推出15%财产增值税。但是CGT将会影响所有财产,包括生意,股票,房产等等。自住房应该不受影响。PS 千万别投工党。
4) Ring Fencing - Making losses not attributable to reduce personal income tax. IRD税务局很可能今年推出新政策让出租房亏损不能抵掉个人所得税。这会影响新的投资者,对大部分老手来说没什么影响。
5) 5+ Rentals = corporate lending policy to be effective July 2014 - Applies regardless of which entity the properties are under. However RBNZ has no further clarification, Banks don't either. Best to ask your bank for scenario comparison. Andrew hoping Banks will in turn offer favourable deals to attract investors rather than increase interest & bigger equity requirements.
新西兰储备银行RBNZ听说今年7月1号会推出新政策,任何投资者超过5个房产的,会在银行眼里从residential/business客人变成corperate高商客人。 有可能变成corperate customer后会导致利息提高,但Andrew King觉得银行估计会抢这些客人,反而利息不会变,甚至会降低。 目前RBNZ对这新政策还没下定明确的规范,银行也不知道怎么回事。个人推荐坐定观察,该干啥还干啥,不用担心。
6) Market Updates: We're still on the cusp of a boom according andrew will go for at least a few years yet. if you think property prices are high now, you ain't seen nothing yet. This is supported by previous cycle stats, including sales stats, affordability comparison, interest rate graphs.
市场状况: 从Andrew King收集多年的市场数据来看,这次牛市还没完呢,还会持续升几年。
8) Net migration into main centres + natural population growth (AKL & CHCH), supply vs demand, consent approval rate main contributors to property increases. 大量移民进入大城市(奥克兰和基督城为主),加上本地生育率多过死亡,再加上房产建造速度慢,会导致需求高挺,这些因素将是房地产价格持续上升的主要原因。
9) Currently Tremendously cheaper to rent than to own in current market. 从Andrew King收集多年的市场数据来看,目前租房比买房便宜太多了(奥克兰租房每周便宜$200刀),所以租金应该会更高。
10) What NZPIF & APIA will keep doing, political lobbying & generating favourable news articles in the media & debunking the myth that property investors are pushing up prices.
NZPIF和APIA会努力跟媒体和政坛宣传和改善他们对房地产投资者的看法。
11) Action points: keep monitoring rents, current averages are $30 below what Andrew thinks it should be.
Andrew King觉得现在租金普遍便宜30刀,也希望广大房地产投资者们努力提升租金。 |