chch房价上涨基本成定局，问题是涨多少！？看看各个银行的OFFER！

virus

Banks offer special low rates to red zone lenders
世界上没有什么事情是比银行反映更快的，他们有一帮人在后面早早就计划好的，还有开发商们

乱世出富豪。。poor becomes poorer, rich becomes richer...

  ASB, Kiwibank and ANZ National have all announced special offers for Christchurch customers with rates as low as 3.65% and ANZ saying it has $1 billion （10亿！）available to lend.

Friday, June 24th 2011, 9:30AMASB chief executive Barbara Chapman says the bank's $250 million support package announced after the February quake has been well received it will continue to assist them wherever possible.

ASB customers living in the red zones who choose to settle up their mortgages and look to relocate will be supported by ASB, she says.
We've put in place new support measures targeting their unique and difficult circumstances."


For these ASB customers the following assistance will now be available:

• no early repayment adjustments if fixed rate mortgages are repaid;
• zero application fee for new home purchases;
• $500 towards professional fees related to the purchase; and
• no break fees on term deposits used to top up purchase amounts.

"We'll be working with the Government, insurers and our customers over the coming weeks and months as the details of the Government's plans become clearer.


Kiwibank
Kiwibank has announced a special home loan package for people affected by the earthquakes in Christchurch and eligible for the Government's red zone assistance.
The bank will provide mortgage lending at a 2% discount on its floating rate (presently 5.65%) for a year from draw down. （3.65% 浮动利率！）


The loan package is available for those who accept the offer from the Government and wish to purchase or build a property elsewhere. They will be required to contribute the Government's payout towards the property purchase price.

ANZ National

ANZ New Zealand says it has committed $1 billion in new residential mortgage lending and has introduced a special low interest rate for one year to help Christchurch residents relocate from the residential red zones where the Government has made an offer to purchase.

ANZ New Zealand chief executive Hisco the offer "demonstrates ANZ's commitment to supporting Christchurch people for the long-haul."
"We estimate this offer could save someone borrowing $300,000 more than $6,000, which should come as good news to them as they plan their future."

"If the whole fund is taken up this would provide a total of about $20 million in savings, adding to the assistance ANZ New Zealand is already providing to Christchurch," Mr Hisco said.

ANZ's Christchurch Mortgage Package

• Low variable mortgage interest rate (currently 3.70%) pegged for one year at 2.04% below ANZ's and The National Bank's variable mortgage rate. After one year, the normal variable rate applies. The package is available directly through the ANZ and National Bank.
• Open to customers of any bank, including ANZ and The National Bank, who own a residential property in the residential red zones where a Government offer has been made for purchase, whether they decide to stay in Christchurch or to relocate.
• Loan capped at $500,000 per customer to ensure as many Christchurch residents who wish to relocate have access to the $1 billion fund.  Additional lending available on normal terms.
• Applies to residential mortgage lending and is subject to normal lending criteria.
• Participating customers need to deposit the net proceeds of their Government payout into an ANZ or National Bank account within two months of receipt, and must have their salary direct credited to an ANZ or National Bank account.
• Loans must be drawn down by 31 December 2012.

"Although we have earmarked $1 billion for this package, the situation is unprecedented and we don't know how large the take-up will be," Hisco says

UV15

沙发先，病毒哥的帖子。

virus

几年后可以去东区打打高尔夫，看看生态公园，考考bbq，跑跑步，看看动物。。。

plot

好啊好。CHCH形式一片大好。
本来在发愁觉得我的房子年底能卖个政府价就不错了，现在看来至少可以卖个政府价的1.2倍啊。  

plot

借贴问问，如果短期想把房出手什么时候会比较好？是今年还是明年。

UV15

西边价钱这么高，就算政府给的钱都给了毛毛不用还贷款，毛毛买的起西边的房子么？！

xli422

估计明年吧。。。
政府给9个月的OFFER让东区人民考虑呢

UV15

借贴问问，如果短期想把房出手什么时候会比较好？是今年还是明年。
plot 发表于 2011-6-24 12:08

估计9个月以后把。

xli422

着急的话 先出租一年 目前的房租高啊！！！！！！！！！！！

plot

嗯，谢谢楼上几位。看来明年上半年出是出手的好时机。
希望在这之前不要再有6级以上的了。   

忘情忘爱sh

前提是西边不再有大的余震，如果有的话就难说了

UV15

像一些价格较低的区就悬了,比如霍尔比,索克本附近,北边的圣奥尔本斯,南边的斯普雷登,卡什米尔呀,尤其要提一下里卡顿区,虽然地处经济繁华区,靠近UC学区,但房价却比UC附近的学区房低不少,很可能会被拿了钱的毛毛大举 ...
oldid 发表于 2011-6-24 12:37

普遍的来说
St. Albns， Cashmere就算是Lower Cashmere 房子价钱比东边的高太多了吧。
Riccarton相对其他东边算是便宜点，主要是投资房。不过房价也比东边的高很多吧。

UV15

毛毛们拿到政府赔款再向银行代个10万左右那些区绝对拿下.搞不好为了方便东边人买房搞个政府放代什么的..
oldid 发表于 2011-6-24 12:58

恩，有道理。

要是毛毛们能贷个20W的，估计Avonhead, Ilam也都能拿下的。

OFans

5100户， 要离开这个城市的应该有一半以上。 毕竟这个贷款是全国通用， 将来至少50年，这个城市都要继续震下去，有钱能走为什么不走？现在受益的不仅仅是基督城的房产， 其他城市的房产也会上涨.
政府银行的这个政策是为了尽量让这几千户，总共6亿多的纽币在本土消化， 不要流到海外。

将来继续来几个大的，公司，工厂一倒，房子继续受损 - 走的人将会更多。。

选择等， 迟早是要走的。

板车升级中

其实我觉得，能拿到20w贷款的，应该都有正当职业，稳定收入的。。。我们不应该歧视他们。。

137

5100户， 要离开这个城市的应该有一半以上。 毕竟这个贷款是全国通用， 将来至少50年，这个城市都要继续震下去，有钱能走为什么不走？现在受益的不仅仅是基督城的房产， 其他城市的房产也会上涨.
政府银行的这个政策 ...
OFans 发表于 2011-6-24 13:12

绝对到不了一半以上，有家的，有孩子的基本都走不了。

137

以后东边会升值.那些毛毛拿了钱都跑西边去,过几年西边变垃圾区,东边休闲场所多了,毛毛没了,不大涨才怪呢!
oldid 发表于 2011-6-24 12:07

东边那地质还会有人回去？

50年后吧

电脑专家

以后东边会升值.那些毛毛拿了钱都跑西边去,过几年西边变垃圾区,东边休闲场所多了,毛毛没了,不大涨才怪呢!
oldid 发表于 2011-6-24 12:07

不是没这个可能啊

andylosay

毒哥别光复制粘贴啊，也给咱这些投资盲讲解讲解开开窍

OFans

20# 137

我指的是在红区里面熬了大半年的居民，这些人早就受够了，继续在基督城买房子，继续担惊受怕的不多吧？ 尤其是那些有孩子的， 一是担心安全问题， 二是学校教育问题， 更有理由走。


绿区里的即使工作房子没受影响，也有不少要走。看看西区avonhead, russley, burnside现在市面上房子数量就知道了。

137

20# 137  

我指的是在红区里面熬了大半年的居民，这些人早就受够了，继续在基督城买房子，继续担惊受怕的不多吧？ 尤其是那些有孩子的， 一是担心安全问题， 二是学校教育问题， 更有理由走。


绿区里的即使 ...
OFans 发表于 2011-6-24 13:51

没有数据光靠凭空分析肯定不准确

至少我知道的很多kiwi都没有走，有孩子，有工作，有房子。没那么容易走的。
我们家周围新房地震之前卖了很久都没卖出去，222地震后一个月卖出去好几个，都是东区过来的。

plot

等市场数据吧。
每个人的环境不一样，社会圈子不一样。每人得到的information不同，由此得出的结论肯定不一样的。
可能我身边的人都是死守的，而你的朋友们都离开CHCH了。
可能我这边的房子一上市都被抢光了，而你只看到了拍卖全部都流拍的。

MaxPower

。。。。认真就输了。。。。

lz闲的，大家跟着闲就完了

忙的人都去找路子了

电脑专家

等市场数据吧。
每个人的环境不一样，社会圈子不一样。每人得到的information不同，由此得出的结论肯定不一样的。
可能我身边的人都是死守的，而你的朋友们都离开CHCH了。
可能我这边的房子一上市都被抢光了，而你 ...
plot 发表于 2011-6-24 14:14

这话说得不错。