带芯片的信用卡

弈克斯宝特

小弟弱弱的问一下，有那位大虾能说一下到底带芯片的信用卡到底比只有磁条的优越在哪里呢？感觉每回超市买东西的时候芯片信用卡的读卡速度都超慢，不如原来的磁条刷一下那么容易...提前谢过！！

新马甸甸

好像是安全性更高，不易被读卡器读出里面的信息，所以不易被盗用。

masterq

What is a Chip Card?

A chip card, commonly known as a smart card, is a plastic card with a microchip in it. When coupled with a chip card reader, this combination has the processing power to perform complex operations well beyond the capabilities of magnetic strip cards.

When used as part of a credit card, the chip memory stores payment information similar to the magnetic strip, but may also enable additional benefits such as added security and enhanced loyalty schemes. For the foreseeable future, all chip cards will continue to have an embossed account number and a magnetic strip. This allows the card to be used at locations that are not yet equipped to accept chip cards.

Chip card processing and memory capabilities vary and are similar to a scientific calculator. The capacity of the chip dictates the number of ways the chip card can be used.

masterq

Using EMV Chip-Enabled Cards


The terminal will prompt you to INSERT THE CARD into the chip reader. Follow this instruction leaving the card in the terminal until instructed to remove it.

NOTE: Chip card reader (slot) may be located elsewhere dependent on terminal model.
       

The terminal will then briefly display PLEASE WAIT.  After this you can enter the amount of the transaction.  The Cardholder is then asked to select the account they wish to pay from and enter their PIN number.  A PROCESSING NOW  message will be shown on the screen.
       

Following that, the ACCEPTED or DECLINED message will be shown followed by  REMOVE CARD.

IF THE CARD IS REMOVED TOO EARLY THE TRANSACTION WILL BE CANCELLED.
       
If there is a problem with the chip card you may be asked to swipe the card again as the transaction 'falls back' to magstripe processing mode.  And remember to give the customer back their card.

masterq

What is EMV?

EMV is a technical specification developed by Europay, MasterCard and Visa that outlines the interaction between chip (smart) cards and terminals to ensure worldwide inter-operability.

EMV is the predominant global standard and used by many card schemes (such as Visa, MasterCard, Amex and JCB) and is being implemented in many countries worldwide. More information is available on the EMVCo website: www.emvco.com

In New Zealand, EMV standards are being phased in through a series of EFTPOS terminal software and hardware upgrades. This phasing minimises the impact on merchants, terminal vendors, and banks.

To check if you need to upgrade your EFTPOS terminal to meet EMV standards visit our upgrade pages



https://www.paymark.co.nz/cms_di ... mp;st=1&pg=4320

新马甸甸

能用中文解释就好了。看着累。

masterq

呵呵~~ 打電話給paymark,他們有华人~~

0800800996.

masterq

护照装入晶片我想会成為趨勢。



btw,新的chip card由于多了驗証，真是慢到嘔............


{:7_380:}

弈克斯宝特

谢谢masterq的详细扫盲

假装多好

优势是 安全

小猪baby

以后 的信用卡 应该都是CHIP CARD

1

会更加安全的

素年~锦时

可是是真的慢~~试过一次，慢到排在我后面结账的人都快成一队了，压力好大啊~~一不小心按错密码的话又要等着重新来一遍.... ...

sunray

慢的话店家用宽带会好很多

masterq

慢的话店家用宽带会好很多
sunray 发表于 2011-5-10 14:49

要6.0以上軟件的Eftpos机才可以~~

why31

我最讨厌这样的卡了 但是卡不是我做的 所以木有办法 抗议也木有用

天天天蓝

因为一定要把卡拿出来才ACCEPT，所以不容易把卡忘在店里

masterq

网絡又死了，从昨晚七点開始，到現在仍未全部解决。




Hi All

Paymark has confirmed that they do have an issue with the network at present.

Please refer all customers to Paymark if a manual log-on to Paymark fails to resolve the issue.

I will let you know when the issue has been resolved.

Thanks

闲人莫入

真的是很慢，process半天还不是‘accept’，而是‘remove card’。。。。

㊣wsawsd㊣

可以吧芯片内置在钥匙扣上么。。。。

sam2006

能用中文解释就好了。看着累。
新马甸甸 发表于 2011-5-9 22:49

agree...累,累....{:8_391:}

2795358

19# 闲人莫入

你把卡拿出来就可以了。

Mico

Chip好慢的說...

sunray

反正在邮局和fruit world greenlane用快得很

Mornington

是不是比较难复制这种卡片？？？

苏小白

现在的信用卡基本都有芯片了吧？
上个月换了新的信用卡就有芯片，说实话看着特别扭，而且用起来也麻烦。
不过安全第一啦。
发送自我的iPhone天维网应用。

masterq

反正在邮局和fruit world greenlane用快得很
sunray 发表于 2011-5-14 02:54

邮局是Eftpos NZ的机，网絡不同，這個网絡約占NZ网絡15%...


Fruit World 大多用Smartpay的机，用Syncro Plus軟件，連电腦哪种。

masterq

Credit卡轉晶片大勢所趨，下一步快到Eftpos卡了,現在帶掃瞄器的Eftpos机已研制出來，軟件正在測試，但帶Eftpos功能和電話卡Top up或Snapper功能的机器已推出市面，如奧大、Subway等......視乎客戶需要。


晶片卡勝磁帶卡

從監管保安角度
不法之徒技術上無法複製晶片卡。

從銀行商業角度
晶片卡像 iPhone般，可發展為其他電子消費服務的基礎平台。

從耐用角度
晶片卡不像磁帶卡般，容易受其他外物如磁石或金屬物干擾耗損。

bqca

听说是比较安全~~~~~~~

didior

不过的确 读那个芯片简直是老牛拉破车的速度啊