听广播说，可能房子会降价。大家怎么看？

John.G

jarod_2003 发表于 2013-4-24 11:20
for people who borrow too much, calculate if your income can still hold your outgoings when interest ...

你太乐观了。。。 涨到10% 经济得好到什么样子啊。。。不可想象。。。 自08年经济经济危机以后这么多年就一直这样不死不活..就算涨到10%也不是这几年就能达成的。。。 所以你的愿望还是很渺茫的。

NewLynnHse

bungyjumping999 发表于 2013-4-24 09:12
no sign of hiking interest for this yr....
- draught
- canterbuty rebuilt

olly newland argued that it's time to cut OCR...haha...too bad the reserve bank did not do it

bungyjumping999

NewLynnHse 发表于 2013-4-24 11:32
olly newland argued that it's time to cut OCR...haha...too bad the reserve bank did not do it

reserve bank didn't , the banks might.

talkaboutvision

NewLynnHse 发表于 2013-4-24 11:32
olly newland argued that it's time to cut OCR...haha...too bad the reserve bank did not do it

你还嫌地产泡泡不够大呢，呵呵

nzica

真正还在房市上忙着挣钱的人是没空在这个论坛上发帖的，也不知道为什么老有人认为很多人在这儿托市的。爱买不买

jarod_2003

John.G 发表于 2013-4-24 11:29
你太乐观了。。。 涨到10% 经济得好到什么样子啊。。。不可想象。。。 自08年经济经济危机以后这么多年就 ...

I didn't say it's going to rise up to 10% ....

I'm only saying if you can still make your payment at 10%, then you will be safe.

plus floating rates have reached 10% historically, so it may happen again....you still have another 10 to 20 yrs at least to pay off your loan... so take it easy :)

jarod_2003

NewLynnHse 发表于 2013-4-24 11:32
olly newland argued that it's time to cut OCR...haha...too bad the reserve bank did not do it

well, thats why he is not working in the reserve bank ....

NZ housing price won't go up much anymore.... yes, people want to buy, but can they afford ?

majority of NZders live on medium and low wage, current housing price is alreay out of their reach. so the demand may look strong, but actual demand is weak ...

plus nz is moving to aging population, more and more old houses will come to the market at low values. push the average house price downwards.

John.G

jarod_2003 发表于 2013-4-24 12:23
well, thats why he is not working in the reserve bank ....

NZ housing price won't go up much a ...

其实就是这些老头老太才最有钱的，那些好地方 抢房子的往往是那些老头老太。那些年轻的kiwi有个P钱啊。。。要么靠借父母的，要么就是高收入低首付的。。所以Mortgage sale大部分都是洋人。。。

onetreehill1

是的，应该会跌一点但不会太多，哪有只涨不跌的道理？

寂寞的季节

对自住买家来说小涨小跌不是什么问题。只对投机买家来说才是问题。

狂风暴雨

降吧哈哈降了大家一起抄底多好.关键社会永远不会为了小部分弱势群体而选择倒退,现在的形势,房价能放缓就不错了,不指望能跌.

忠国刃

bungyjumping999 发表于 2013-4-24 11:51
reserve bank didn't , the banks might.

when OCR decrease, trading banks have more incentive to reduce cash to deposit ratio, therefore increase lending, money supply increase, there is no way interest rate goes up without OCR increase, and remember, OCR is set by RBNZ

winny

possible  

忠国刃

降是一定会的，但是您指望它能降多少？
如果降了10%，你能保证现在这些拍卖狂不出现吗？

番茄王子

现在也没有疯涨到什么程度吧， 。。。应该不太会降吧，

﹍蕝蝂尐丫頭＂

SilverFern 发表于 2013-4-23 17:08
楼主千万别听这论坛里说涨的， 他们不是有房子卖，就是做中介的，一群忽悠，只要咱不是刚需，等他几年下去， ...

精啊！！！LZ绝对得听这位专业人士。。那说的一个一个准。。。。。。爆笑

免费送大锅电视

房子最近不好租，就是信号

免费送大锅电视

最近租房市场不看好

junyiking

免费送大锅电视 发表于 2013-4-25 11:05
最近租房市场不看好

你觉得买房时中介提供的租金证明靠谱吗。我觉得有点应付银行和买家的感觉

windlcloud

Robbi 发表于 2013-4-23 22:05
第一， 降了的话，楼主（和一些想楼市降的人），你打算会怎么做？
第二，市场最基本规律，供给需求。

一针见血

DUANYAN

Robbi 发表于 2013-4-23 22:05
第一， 降了的话，楼主（和一些想楼市降的人），你打算会怎么做？
第二，市场最基本规律，供给需求。

目前似乎都是一窝蜂地哄抢，谈不上需求吧？
房产市场的的周期性是一定的，涨了那么多，也该回调了。