央行调息了。。

qwaszx12

央行调到3pc了。。。
据说浮动息要过7了。。
Homeowners brace for new rates hike Homeowners are being warned to brace for a rise in mortgage rates with an expected rise of the Official Cash Rate (OCR) today.
The Reserve Bank is expected to raise the OCR for the second time in two months - from 2.75 to 3 per cent.
ASB bank chief economist Nick Tuffley told Radio New Zealand that homeowners should brace for further rises.
"We have seen inflation creep up from 1 per cent, which was a pretty low figure, but the key thing for the Reserve Bank is that because interest rates take up to a couple of years to actually impact fully on inflation, they do have to look ahead.
"What they're looking ahead at is an economy which is picking up a bit of steam.''
Inflation would begin to creep upwards unless interest rates were brought back to a more manageable level, he said.
If the Reserve Bank waited for inflation to reach 2 per cent, it would be too late, Mr Tuffley said.
"It's about trying to get the balance right, and what we're expecting from the Reserve Bank is, over the space of this year and next year, interest rates going up around about two percentage points.''
The rise eventually would bring floating mortgage rates from multi-decade record lows up to around 7.5 to 7.75 per cent, Mr Tuffley said.
Mortgage rates are around just under 6 per cent at present.
The Reserve Bank last month said the rapid increase in net migration over the past 18 months, which has boosted demand for housing and consumer spending, was an inflationary pressure which prompted it to lift the official cash rate a quarter-point to 2.75 percent.
Governor Graeme Wheeler is today expected to raise the official cash rate a further quarter-point to 3 per cent, the second hike in as many months, as he looks to head off future inflationary pressures.
The last time the OCR was at 3 per cent was in January 2011. Based on Mr Wheeler's projections in the March monetary policy statement he will increase the OCR by a total two percentage points in the next two years.

NewLynnHse

oh yeah

qwaszx12

NewLynnHse 发表于 2014-4-24 09:42
oh yeah

看来你是有房的人喽。。。我同事已经念叨一早上了。。。

NewLynnHse

qwaszx12 发表于 2014-4-24 09:46
看来你是有房的人喽。。。我同事已经念叨一早上了。。。

有房的人不是应该不爽吗？加息也，开销变大了

qwaszx12

NewLynnHse 发表于 2014-4-24 09:47
有房的人不是应该不爽吗？加息也，开销变大了

说错了，纠正以下，是说没贷款的人。

NewLynnHse

qwaszx12 发表于 2014-4-24 09:49
说错了，纠正以下，是说没贷款的人。

要是没贷款，我就不会在这里晃悠了。。。哈哈

只能说早已经为加息做好准备了

巴依老爷

加得好！！
嘿嘿
经济要动起来才有鲶鱼效应

jerry7670

NewLynnHse 发表于 2014-4-24 09:52
要是没贷款，我就不会在这里晃悠了。。。哈哈

只能说早已经为加息做好准备了

刚固定利率了？

NewLynnHse

jerry7670 发表于 2014-4-24 09:53
刚固定利率了？

嗯，固定一部分

bintoo

已经预计号五年内房贷要涨到8~9%。

qwaszx12

bintoo 发表于 2014-4-24 09:58
已经预计号五年内房贷要涨到8~9%。

估计会在7左右。。。

qwaszx12

NewLynnHse 发表于 2014-4-24 09:55
嗯，固定一部分

你现在固多久？

无过

还好我昨天fix了......

kina

oh yeah~~~~~~~~~~~!

wgtn_emma

工資白加了。

雪丫头

浮动6.24吧

Robbi

到期的赶紧fix 吧
两个月内到期的同学要学会善用 rate lock。。