ZT: 租房子的同学看过来，这个可以让你不FML

NewLynnHse

http://www.stuff.co.nz/business/ ... ware-of-their-risks

Renters blissfully unaware of their risks

The only thing a frying pan full of sizzling bacon usually signifies is a delicious breakfast lies ahead.

For former Dunedin student Glenn Shields, it ended with an empty belly, a courtroom battle, and a $150,000 debt.

His unattended pan burnt the house down as he popped next door for a tomato, and his landlord's insurer dragged him over the coals to recover the loss.

More shockingly, Shields' five fellow flatmates were all collectively held liable by the courts, despite the fact they were nowhere near the house at the time.

We are now 15 years down the track, and countless bacon breakfasts later.

.....

Here's a story with a happier ending. An Auckland trio of students recently racked up a damages bill of almost $27,000 after one of them accidentally flooded their apartment building.

They were spared the crippling cost because one of the students had insurance for up to $1 million of legal liability.

Most people don't know that this is a common bonus feature of most forms of contents insurance, also sometimes advertised as renter's insurance.

This particular student's foresight was far sharper than many of her peers.

A recent survey by Massey University found that while most youth understood the value of getting cover, 80 per cent had no form of contents insurance.

Why are so many leaving themselves open to the loss of not only their own possessions, but potentially getting the blame for someone else's mistake?

Besides ignorance and the "it won't happen to me" attitude, Grafton says there are also financial factors at play.

.....

调皮捣蛋

结论 买保险！

假装多好

这种情况下 如果有content保险的personal liability应该负责吧

oplwy

假装多好 发表于 2014-8-20 10:25
这种情况下 如果有content保险的personal liability应该负责吧

这是什么保险？

ROYO

有一种专门给房客的保险，房客可以买，价格比较便宜。如果意外毁坏了房东的财务，保险是可以cover的

实际中没有这么美好