小道消息，听说投资房LAQC完全不能退税了，有人能证实吗？

taomibaobao

昨天的消息，只是 depreciation不能算 expense.
但是今天听我同事忧心忡忡的说，
小道消息说 整个房地产 投资的亏损都不能退税了。


请知道的童鞋说说哇

taomibaobao

我觉得就是谣言

xiaolu

没这回事……只不过是现在LAQC用高税率退税，低税率缴税的漏洞被堵上了。

另外就是投资房的亏损不计入Working For Family补助的计算当中，相当于一个不甚完整的Ringfencing。

总而言之，这次的budget很大程度上是针对投资房的，我们只需要知道投资房买得越多（从减税的角度来说）就越不合算就对了。

taomibaobao

请 解释一下这句
LAQC用高税率退税，低税率缴税的漏洞

FamilyGuy

IRD/Treasury released a statement last night.
Here is the answer/my interpretation:

You will be able to claim LAQC loss to the extent the loss is no more than your share of equity.
A lot of property owning LAQCs have negative equity, and those shareholders won't be able to use the loss to offset against their other income, hence no refund.

taomibaobao

楼上的能解释一下吗？

FamilyGuy

Sorry, I'm too busy today as lots of clients rang up for advice (re the budget).
Just having my morning tea, and saw you post.
Here is the link if you like.
http://taxpolicy.ird.govt.nz/sit ... udget2010-laqcs.pdf

taomibaobao

Sorry, I'm too busy today as lots of clients rang up for advice (re the budget).
Just having my morning tea, and saw you post.
Here is the link if you like.
http://taxpolicy.ird.govt.nz/sites/defau ...
FamilyGuy 发表于 2010-5-21 10:27

好呀
27页的pdf

a121

找会计问问拜~~~~~~~~

xiaolu

请 解释一下这句
LAQC用高税率退税，低税率缴税的漏洞
taomibaobao 发表于 2010-5-21 10:16

现行制度可以以最高38%的税率退税，但盈利时却按照30%的税率缴税。

xiaolu

You will be able to claim LAQC loss to the extent the loss is no more than your share of equity.  g9 ?2 f1 ^7 q$ d5 k+ I3 G  Z
A lot of property owning LAQCs have negative equity, and those shareholders won't be able to use the loss to offset against their other income, hence no refund.
FamilyGuy 发表于 2010-5-21 10:20

Shit !!!!真的假的？

现在忙着没时间，晚上回去好好研究一下

kei

无房一族 无忧无虑......

taomibaobao

将来的事，谁知道哇
但是可以说房地产应该没有什么理由涨了吧。。

taomibaobao

也不用这么悲观吧。。。

反正你都要一套房子自住的嘛。。。

judyzhu81

基本上房地产投资的LAQC是没有退税了。因为这些LAQC基本上都是negative equity。

taomibaobao

嗯。。。看来的确很大的变动

Lilac

Sorry, I'm too busy today as lots of clients rang up for advice (re the budget).
Just having my morning tea, and saw you post.
Here is the link if you like.
http://taxpolicy.ird.govt.nz/sites/defau ...
FamilyGuy 发表于 2010-5-21 10:27

好久不看这些东西，看着真绕口啊。。。

Lilac

IRD/Treasury released a statement last night.
Here is the answer/my interpretation:

You will be able to claim LAQC loss to the extent the loss is no more than your share of equity.
A lot of prop ...
FamilyGuy 发表于 2010-5-21 10:20

sounds fair。。。 before was too good for these ppl...

judyzhu81

对我们打击很大。。。。。。呜呜。。。。。。。。。。

taomibaobao

对我们打击很大。。。。。。呜呜。。。。。。。。。。
judyzhu81 发表于 2010-5-21 12:19

没关系
下届不要投国家党就成了。。
瓦咔咔

腿毛菲菲

观望~~~~~~~~~~~

d_tsai

意思就是說如果你的LAQC是負資產, 因而的虧損就不能抵税??誰幫我解釋...3Q

超级马力

汇率这两天暴跌，应该把人民币换成纽币，房子应该会涨吧，建筑材料的GST都要升的啊

胡思≮乱想

考虑问题太单一了 楼上

阿海

2.4 This change will erase the distinction between qualifying companies and
LAQCs, as both entities will be transparent. There will be only one
classification under the new qualifying company rules.

- So no LAQC anymore?? instead be called qualified company??

With partnership tax treatment, both the company’s income and losses would
be passed on to the shareholders, so income would be taxed and losses
deducted at a shareholder’s marginal tax rate.

Marginal tax rate????? at new 10.5%??? sh!!!t

Good news for me as I dont have rental properties in NZ

阿海

我觉得大家（有LAQC的朋友们）还是过1-2星期后找个房地产专业的会计师谈谈吧

这东西太复杂了，还是听专家解说总比自己研究好。

其实政府应该坚决点，像美国Tax Reform Act 1986那样，房地产亏损不能offset personal gross income那才爽呢